Cost of Home Care in Ontario

Breakdown

In Ontario, home care services are publicly funded; however, not everyone is eligible and those who do may not receive the amount of care they need. In such situations, you may want to consider paying for home care services from a home care agency as an individual. But how much does private care in Ontario cost? This guide will help explain the different services offered and provide a full breakdown of their costs.

1. Background on Home Care in Ontario
2. Publicly Funded Home Care in Ontario
3. Private Home Care Costs in Ontario
   i) Personal Support
   ii) Home Support
   iii) Nursing
4. Paying Options for Private Home Care in Ontario
   i) Financial Support
   ii) Private Insurance
   iii) Workplace Benefits
   iv) Out of Pocket
5. Summary of Pricing and Paying Options
6. Conclusion
7. References

Background on Home Care in Ontario

In the fiscal year 2016/2017, approximately 760,000 people received home care funded by the Ontario government. Total funding for the provision of these services was $ 2.7 billion – a 56% increase in funding and a 30% increase in the number of customers compared to 2008/09 in & nbsp; Court of Auditors Office Ontario.^[2]

However, even $ 2.7 billion in benefits does not appear to be enough for Ontario residents. From Home Care Ontario an estimate of 150,000 Ontario citizens purchase an additional 20 million visits or hours of home care services each year to stay at home. ^[1]

Publicly Funded Home Care in Ontario

Ontario offers a variety of community support services for Home Care, including:

• Personal Support
• Home Support
• Nursing

In Ontario, publicly-funded home care is regulated by Home and Community Care Support Services (LHINs). There are 14 LHINs in Ontario, if you are not sure which LHINs you belong to, you can verify it by inputting your local postal code here. If you need help at home and are interested in state-funded Homecare, Home and community support services will be your best bet.^[3]

Costs of Private HomeCare in Ontario

In addition to public home care, you can also opt for a private home care service. Private home care is common for individuals who are not eligible for publicly funded home care or who would like additional care in addition to their current care plan.

Although some home care agencies in Ontario publish their prices, you will often need to contact the agency directly for prices. Below are some common costs for private home care services in Ontario, broken down by category.

“Please note that the prices below are by no means Pricing for Dilamphis Care Inc., Prices are only an estimate, and costs will differ from one agency to another”.

Home Support Costs in Ontario

The main difference between home support and personal support is that a home support worker (HSW) cannot make physical contact with customers, especially during private or personal activities. The nature of the work done by the home support and personal support workers is very similar, however, home helpers do not help clients with personal daily activities such as dressing, eating, or bathing.

Home helpers usually cost less than personal helpers. Home support staff often cost about $24 to $33 per hour. Some agencies may repeatedly require a minimum number of hours per visit, in which case the hourly rate may be discounted.

Personal Support Care-Giver Costs in Ontario

Personal Support provides individuals with their everyday living tasks such as bathing, eating

Personal Support Costs in Ontario
Personal support helps people complete daily life tasks such as bathing, eating, dressing, and more. A personal support worker (PSW) is usually trained to provide the following services to people:

• Planning and preparing meals
• Medication Reminders
• Grooming
• Bathing
• Dressing
• toileting
• Light cleaning and washing
• Attentive company
• Accompanying medical appointments and social gatherings

Agency rates for PSW in ON range from $28 to $35 per hour. Some agencies may require a minimum number of hours per visit, while others may offer discounts if you wish to get a PSW for a certain number of hours.

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Nursing Services Costs in Ontario

If you are sick, disabled, injured, or have health problems, you can get help from nurse care. Nurses evaluate and monitor your health & then determine what is needed to improve your overall wellbeing. Nurses provide direct care, collaborate with other healthcare professionals, and determine methods & treatments procedure, & encourage patients to live confidently and safely.

At Dilamphis Care Inc. we are more focused on providing staffing and recruitment of nurses for long-term home care, health facilities, and Health care management for private care seekers, we collaborate with health professionals and determine a suitable care plan that best suit the patient’s need. We do the runaround and determine a cost-effective solution that’s suitable for the care seeker’s budget.

See below for some common nursing services

• Ventilator Care
• Diabetic Education & Management
• Wound and Ostomy care
• Catheter Changes
• Continence Management
• G-Tube Feeds
• Administering Medication
• Palliative Care

Home care agencies can provide RPNs or registered nurses, RNs as appropriate. There are quite some differences between RPN and RN that explain the differences in rates of pay and services provided by these medical professionals. RPN offers nursing services ranging from $45 – $60 per hour, and registered nurses from $55 – $80 per hour. Facilities may take at least a few hours per visit, and may also receive discounts if they choose to hire nurses for more than a certain amount of time or continuously.

Paying Options for Private Home Care in Ontario

There are different ways that you can pay for private home care in Ontario. Some of the most common options are paying through financial support, private insurance, employee benefit plans, or paying out of pocket.

Paying for Private Home Care Through Financial Support

You may qualify for grants, allowances, or financial aid from the federal or provincial government and tax credits. This can help cover some or all of the costs of your home care services. Examples include the Ontario caregiver allowances, the Canada Caregiver Credits, the Veterans Emergency Fund, and the disability tax credits.

Sponsoring Private Home Care using Private Insurance

Your personal home care needs may be partially or completely covered by your insurance, depending on your plan, It is worthwhile to look at private insurance plans to see what types of services are covered and under what conditions you can claim for home care services.

Sponsoring Private Home Care using Workplace Benefits

Employee plans can include comprehensive health insurance, which can include home care. Benefits may include short-term and long-term disability insurance, this can also cover the care of private households by providing additional funding. If your home care situation is related to workplace injuries, you may be able to benefit from WSIB payments.

Paying for your own Private Home Care

If you can’t sponsor your private home Care expenses using the above methods, you may have to pay for it yourself. Certain home support services are Tax exempted such as therapy (physiotherapy, occupational therapy, and speech therapy), food, and social work. For home support services such as PSW, RPN, HSW, and RN you may be tax-exempt if you are already receiving publicly subsidized LHIN care.

Conclusion

I hope this guide was useful for you to determine the average cost of home care services in Ontario. While some services may be slightly more expensive or cheaper than others, the average rates of home care services in Ontario are pretty much similar for most organizations.

References

[1]www.homecareontario.ca/home-care-services/facts-figures/home-care

[2]www.auditor.on.ca/en/content/annualreports/arreports/en17/2017AR_v2_en_web.pdf

[3] www.lhins.on.ca/